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Natural Disaster Mitigation Enterprise

The division is managing the National Disaster Mitigation Enterprise (NDME) created by House Bill21-1208.   

The act creates the natural disaster mitigation enterprise (enterprise). The enterprise is governed by a board of directors, imposes a fee on insurance companies that offer certain insurance policies or contracts, and uses the fee revenue to finance the natural disaster mitigation grant program and provide local governments technical assistance on natural disaster mitigation. The enterprise awards natural disaster mitigation grants to assist in the implementation of resilience and natural disaster mitigation measures and to assist entities that apply for federal grants that require matching funds and are dedicated to assisting in the implementation of pre-disaster natural disaster mitigation measures.

Beginning July 1, 2023, the enterprise collects the fee annually from insurers that offer certain policies or contracts. For an insurer, the fee is equal to $2 multiplied by the number of certain policies or contracts of insurance held by the insurer that cover property or risks in the state. These policies include:
 

  • Fire;
  • Allied lines;
  • Private crop;
  • Farmers multiple peril;
  • Homeowners multiple peril; and
  • Commercial multiple peril.

Insurers may recoup the cost of the fee from their policy holders, but insurers may not raise their premiums based on the fee.

The board of directors of the enterprise shall submit a report by July 1 of each year to the committees of reference of the general assembly to which the department of public safety is assigned regarding the grant program. Both the enterprise and the fee are repealed, effective January 1, 2030.

Meeting Information

Please click the folder below to open it for meeting agendas and minutes for each year.

2025 Meeting Information 
2024 Meeting Information
2023 Meeting Information 

Enterprise Board Members

Below is the list of enterprise members as of July 2024. The list below shows the agency they are representing, their name and their organization.

  • Department of Public Safety: Kevin Klein, Colorado Division of Homeland Security and Emergency Management
  • Department of Public Health and Environment: Scott Bookman, Colorado Division of Disease Control and Public Health Response
  • Colorado Resiliency Office: Anne Miller, Colorado Resiliency Office
  • Experience in Environmental Justice and Representing Underserved Communities: Joel Minor, Colorado Legal Services
  • Local Government (County): Lori Hodges, Larimer County
  • Local Government (Municipality): Jeremy Koci, City of Arvada
  • Local Government (County or Municipality): Alexis Kimbrough, Grand County
  • Local Government (County or Municipality): Claire Skeen, Lake County
  • Scientist with Expertise in Climate Induced Weather Hazards, Resilience Planning or Disaster Mitigation: Russ Shumacher, Colorado State University
  • Scientist with Expertise in Climate Induced Weather Hazards, Resilience Planning or Disaster Mitigation: Annareli Morales, Weld County
  • Insurance Industry: John Davidson, TriMountain Corp.
  • Insurance Industry: Lyn Eliot, APCIA
  • Insurance Industry: Dough Compton, ISU of Colorado

 

Point of Contact

The NDME contact is Ilima Kane.  She is available by email at ilima.kane@state.co.us